accept USDC payments

Accept USDC payments

Accept USDC from customers (or let them pay by card) and receive it in your own wallet on Polygon, BSC, or Ethereum. Low fees, non-custodial, global.

In short

Bitoshi lets you accept USDC directly, or accept card payments that settle to you as USDC. Funds arrive in a wallet you control on Polygon, BNB Chain, or Ethereum — non-custodial, with a platform commission from 0.90%.

Why accept USDC with Bitoshi

Card or USDC

Take a card and settle in USDC, or accept USDC natively — one checkout.

Low-fee chains

Receive USDC on Polygon or BSC to keep network fees tiny.

Your wallet

USDC settles straight to your address; we never hold it.

USDC, explained for merchants

USDC is a fully-reserved US-dollar stablecoin issued by Circle, designed to stay at about $1. That makes it a predictable way to get paid in crypto without the volatility of coins like Bitcoin.

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Guide

How to accept USDC payments

Step-by-step: how to accept USDC payments as a business, which chains to use, fees, and how to let customers pay by card while you receive USDC.

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Glossary

Stablecoin

A stablecoin is a cryptocurrency designed to hold a steady value, usually pegged to a currency like the US dollar. Learn how stablecoins work for payments.

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Questions

Frequently asked questions

How do I start accepting USDC?
Add a wallet address, then share a payment link or checkout. Customers can pay by card or USDC and you receive USDC.
Which network is cheapest for USDC?
Polygon and BNB Chain (BSC) have the lowest network fees for USDC transfers.
Can customers pay by card and I still get USDC?
Yes — the card charge is converted so you receive USDC.
Is USDC safe to accept?
USDC is a regulated, fully-reserved dollar stablecoin designed to hold a $1 value.

Get paid by card. Keep it in your wallet.

Add your wallet, share a link or drop in the API, and you're accepting card payments that settle in stablecoins. Live in minutes.

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