Complete guide

How to accept crypto payments

A complete guide to accepting crypto payments as a business: how gateways work, fees, stablecoins vs volatile coins, and how to get paid without holding crypto.

In short

To accept crypto payments, sign up with a crypto payment gateway, add a wallet address to receive funds, then share a payment link, send an invoice, or add a checkout to your site. With Bitoshi you can also accept card payments and settle everything in stablecoins.

1. Choose how you'll be paid out

Decide which asset you want to receive. Stablecoins like USDC and USDT hold a steady ~$1 value, so most businesses settle in stablecoins rather than volatile coins. You'll need a wallet address you control.

2. Pick a gateway that fits your buyers

If your customers already hold crypto, a crypto-only gateway works. If they don't, choose one that also accepts cards and converts to stablecoins — otherwise you lose most of the sale volume.

3. Go live with links, invoices, checkout, or API

Share a payment link, send a branded invoice, add hosted checkout, or integrate the API. Payments settle to your wallet automatically once confirmed.

Related

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Questions

Frequently asked questions

Can a small business accept crypto payments?
Yes. With a wallet address and a payment gateway you can accept crypto (and, with Bitoshi, cards) with no bank approval.
Do I have to hold cryptocurrency?
No. You can settle in stablecoins, and with Bitoshi customers can even pay by card while you still receive stablecoins.
Is it legal to accept crypto payments?
In most jurisdictions yes, subject to local tax and reporting rules. Check your local regulations.

Get paid by card. Keep it in your wallet.

Add your wallet, share a link or drop in the API, and you're accepting card payments that settle in stablecoins. Live in minutes.