crypto payment gateway

The crypto payment gateway that also takes cards

Accept card and crypto payments through one gateway and get settled in stablecoins to your own wallet. Non-custodial, global, live in minutes.

In short

A crypto payment gateway lets a business accept digital-currency payments online. Bitoshi goes further: customers can pay by ordinary card or crypto, and you are settled in stablecoins (USDC/USDT) directly to your own wallet — no custody, no bank approval.

One gateway for cards and crypto

Most crypto gateways only accept crypto, so they lose the ~85–90% of shoppers who don't hold any. Bitoshi accepts the card in your customer's pocket and still settles you in stablecoins, so you capture the sale and the settlement you wanted — through a single integration, dashboard, and payout wallet.

How it works

  1. 1
    Customer pays by card or crypto

    They check out with Visa, Mastercard, Apple Pay, Google Pay, or crypto — no wallet or crypto knowledge required.

  2. 2
    We convert to stablecoins

    The charge is converted to USDC or USDT behind the scenes, with no exchange account on your side.

  3. 3
    Funds settle to your wallet

    Stablecoins land in the wallet address you control. We never hold a balance, so nothing can be frozen or clawed back.

Everything in one platform

Hosted checkout

A fast pay page for card and crypto, no code needed.

Payment links & invoices

Charge anyone with a link or a branded invoice.

Products & storefront

Sell digital goods with automatic secure delivery.

Developer API

Typed REST, signed webhooks, WooCommerce & WHMCS plugins.

Multichain settlement

USDC & USDT on Polygon, BSC and Ethereum.

Non-custodial by design

Payouts go to your wallet, never an account we control.

Related

Keep reading

Solution

Get paid by clients anywhere — in stablecoins

Invoice clients or share a payment link. They pay by card; you receive stablecoins in your own wallet. Perfect for freelancers Stripe or PayPal won't onboard.

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Comparison

Bitoshi vs NOWPayments

A fair, side-by-side comparison of Bitoshi and NOWPayments: card support, custody, fees, chains, and settlement. See which crypto payment gateway fits.

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Guide

How to accept crypto payments

A complete guide to accepting crypto payments as a business: how gateways work, fees, stablecoins vs volatile coins, and how to get paid without holding crypto.

Read →
Glossary

Stablecoin

A stablecoin is a cryptocurrency designed to hold a steady value, usually pegged to a currency like the US dollar. Learn how stablecoins work for payments.

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Questions

Frequently asked questions

What is a crypto payment gateway?
A crypto payment gateway is a service that lets a business accept cryptocurrency payments from customers and receive the funds. Bitoshi also accepts ordinary card payments and settles you in stablecoins.
Do my customers need to own crypto?
No. They can pay with a normal card or Apple/Google Pay. The stablecoin settlement happens on your side only.
Where do the funds go?
Directly to a crypto wallet address you own and control. Bitoshi is non-custodial and never holds a balance for you.
Which stablecoins and chains are supported?
USDC and USDT on Polygon, BNB Chain (BSC), and Ethereum.
How much does it cost?
A platform commission starting at 0.90% per payment, with no signup fee and no rolling reserves. Upstream provider costs are shown separately.

Get paid by card. Keep it in your wallet.

Add your wallet, share a link or drop in the API, and you're accepting card payments that settle in stablecoins. Live in minutes.

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