Non-custodial payments settle directly to a wallet the business controls, so no processor ever holds the funds. That removes rolling reserves, account freezes, and payout delays — the money is yours the moment it settles on-chain.
Why non-custodial matters
With custodial processors, your money sits in their account until they release it — and they can reserve or freeze it. Non-custodial settlement sends stablecoins straight to your wallet, so control never leaves you.