Guide

Are crypto payments safe?

How safe are crypto payments for businesses? Understand settlement finality, no chargebacks, stablecoin stability, and the risks to manage.

In short

Crypto payments can be safe for business: on-chain settlement is final (no chargebacks), and settling in stablecoins avoids volatility. The risks to manage are sending to the right address, wallet security, and choosing reputable stablecoins.

What makes them safe (and what to watch)

Finality means once stablecoins settle, they can't be reversed like a card chargeback - a major plus for merchants. Manage risk by verifying addresses, securing your wallet keys, and settling in reputable stablecoins like USDC.

Part of our guide to non-custodial payments.

Related

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Questions

Frequently asked questions

Can crypto payments be reversed?
No - on-chain settlement is final, which prevents chargeback fraud.
Is it safe from volatility?
Settling in stablecoins keeps value steady, avoiding coin price swings.
What should I watch out for?
Wallet/key security and sending to correct addresses; Bitoshi handles the payment flow and never holds your keys.

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