Card-to-stablecoin payments let a customer pay with an ordinary card while the business receives stablecoins (USDC/USDT) in its own wallet. Bitoshi converts the card charge behind the scenes, so you capture buyers who don't hold crypto and still settle on-chain.
Why card-to-stablecoin wins the sale
Crypto-only checkouts turn away the ~85–90% of shoppers who don't already own crypto. Accepting the card in your customer's pocket keeps that revenue, and converting to stablecoins gives you a stable, on-chain settlement in a wallet you control — the best of both rails in one checkout.
How the conversion works
- 1Customer pays by card
Visa, Mastercard, Apple Pay or Google Pay on a hosted checkout — no crypto needed.
- 2The charge is converted
The payment is turned into USDC or USDT automatically; you don't run an exchange account.
- 3Stablecoins settle to you
Funds land in your own wallet address, non-custodially.