In short
Bitoshi is a Coinbase Commerce alternative that adds ordinary card acceptance: buyers who don't hold crypto can still pay, and you settle in stablecoins to your own wallet. Coinbase Commerce is self-custody but crypto-only at checkout.
| Bitoshi | Coinbase Commerce | |
|---|---|---|
| Card payments → stablecoins | Yes, core feature | Crypto-only checkout (verify) |
| Custody model | Non-custodial, to your wallet | Self-custody (verify) |
| Captures non-crypto buyers | Yes, via card | No (crypto required) |
| Settlement asset | USDC / USDT | Crypto (verify) |
| Platform commission | From 0.90% | Verify on their site |
Competitor details change over time - verify current fees and features on their site.
The buyer who doesn't hold crypto
Coinbase Commerce is solid for crypto-native buyers, but a crypto-only checkout turns away most shoppers. Bitoshi accepts their card and still settles you in stablecoins - capturing the sale either way.