In short
Bitoshi is a CoinGate alternative focused on card-to-stablecoin acceptance: customers can pay by ordinary card and you settle in stablecoins (USDC/USDT) directly to your own wallet. CoinGate is a broad crypto-first gateway with a large coin list.
| Bitoshi | CoinGate | |
|---|---|---|
| Card payments → stablecoins | Yes, core feature | Crypto-first (verify) |
| Custody model | Non-custodial, to your wallet | Varies (verify on their site) |
| Settlement asset | USDC / USDT | Crypto or fiat (verify) |
| Coin breadth | Focused (stablecoins + majors) | Broad |
| Platform commission | From 0.90% | Verify on their site |
Competitor details change over time - verify current fees and features on their site.
The core difference
If your buyers don't already hold crypto, a crypto-first checkout loses them. Bitoshi takes their card and still settles you in stablecoins. Where CoinGate leads is breadth of supported cryptocurrencies for a crypto-native audience.