Solutions

When card processors won't onboard you

A non-custodial alternative for businesses card processors reject: accept card and crypto and settle in stablecoins to your own wallet. No bank underwriting.

In short

Businesses that card processors classify as high-risk use Bitoshi to accept card and crypto and settle in stablecoins to their own wallet - with no bank underwriting and no processor account that can be frozen. Compliance and eligibility are handled upstream by the licensed provider.

A different model

Instead of a processor holding your balance and reserving funds, settlement is non-custodial and on-chain. That removes the account freezes and rolling reserves high-risk merchants dread - while still giving customers an easy card checkout.

Why it fits

No bank underwriting to start
Non-custodial - no balance for anyone to freeze
Card acceptance for customers who don't hold crypto
Settlement in stablecoins to your own wallet
Related

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Questions

Frequently asked questions

Will you onboard high-risk businesses?
Eligibility and compliance are determined by the licensed upstream provider (PayGate); Bitoshi is the non-custodial layer that settles you in stablecoins.
Can my funds be frozen?
Settlement is non-custodial - funds go to your own wallet, so there's no processor balance to freeze.
Do customers still pay by card?
Yes - card or crypto, settled to you in stablecoins.

Get paid by card. Keep it in your wallet.

Add your wallet, share a link or drop in the API, and you're accepting card payments that settle in stablecoins. Live in minutes.