Businesses that card processors classify as high-risk use Bitoshi to accept card and crypto and settle in stablecoins to their own wallet - with no bank underwriting and no processor account that can be frozen. Compliance and eligibility are handled upstream by the licensed provider.
A different model
Instead of a processor holding your balance and reserving funds, settlement is non-custodial and on-chain. That removes the account freezes and rolling reserves high-risk merchants dread - while still giving customers an easy card checkout.