Glossary

Settlement

The moment payment funds reach the recipient; on-chain for stablecoin payments.

In short

Settlement is the point at which payment funds actually reach the recipient. With stablecoin payments, settlement happens on-chain: USDC or USDT is transferred to the merchant's wallet and is verifiable by its transaction hash.

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Questions

Frequently asked questions

What is payment settlement?
When the funds actually arrive with the merchant - on-chain for stablecoins.
How fast is stablecoin settlement?
Typically minutes, depending on the network.

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