Guide

What is USDC?

USDC (USD Coin) is a fully-reserved US-dollar stablecoin issued by Circle. Learn how it works, where it runs, and how to accept it in business.

In short

USDC (USD Coin) is a fully-reserved US-dollar stablecoin issued by Circle, designed to always be worth about $1. It runs on chains like Polygon, Ethereum, and BNB Chain and is widely used for payments and settlement.

How USDC works

Each USDC is backed by reserves (cash and short-dated US treasuries) held by the issuer, Circle, which publishes attestations. That backing is what keeps USDC at roughly $1, making it a dependable unit for getting paid on-chain.

Part of our guide to stablecoins for business.

Keep reading

Guide

Stablecoins for business

A complete guide to using stablecoins in business: what they are, USDC vs USDT, safety, best options for payments, and how stablecoin settlement works.

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Guide

USDC vs USDT

USDC vs USDT compared for business payments: issuer, reserves, transparency, chains, and liquidity - and which to accept.

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Product

Accept USDC payments

Accept USDC from customers (or let them pay by card) and receive it in your own wallet on Polygon, BSC, or Ethereum. Low fees, non-custodial, global.

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Glossary

Stablecoin

A stablecoin is a cryptocurrency designed to hold a steady value, usually pegged to a currency like the US dollar. Learn how stablecoins work for payments.

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Questions

Frequently asked questions

Who issues USDC?

Circle, a regulated US financial company, issues USDC and publishes reserve attestations.

Is USDC always worth $1?

It's designed to stay at about $1, backed by reserves; small deviations can occur but it targets a 1:1 dollar peg.

What chains support USDC?

Many, including Polygon, Ethereum, and BNB Chain - all supported by Bitoshi.

Get paid by card. Keep it in your wallet.

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